UP&UP, Inc. and Health Extras, Inc.
Preferred Provider Organization
CZFS purchased its ownership interest in UP&UP in February 1999. UP&UP was founded in 1995 and managed one of the largest national preferred provider organizations in the United States. Its network comprised over 2,900 hospitals and nearly 170,000 medical providers, including physicians and other specialty groups. In conjunction with the investment in UP&UP, CZFS co-invested in an affiliated company called HeatlhExtras. HealthExtras markets supplemental health and catastrophic disability insurance directly to consumers.

